WHY INDEPENDENT INVESTMENT SOLUTIONS?
INDEPENDENCE
We are an industry leading provider of totally independent multi-asset investment solutions to the broader financial services market.
We provide a range of truly independent, high quality, multi-asset investment portfolios, which encompass a range of local and international investment solutions.
A truly independent product offering ensures that the correct blend of unit trust funds is combined to achieve the desired risk adjusted returns
Availability of a broad range of solutions catering for the needs of any discerning investor.
PORTFOLIO MANAGEMENT
Our investment philosophy is backed by years of research that carefully optimises actively managed investment portfolios with low-cost index funds.
Access to the significant benefits provided by a rigorous manager and fund selection process based on quantitative and qualitative analysis.
Exposure to our long-term investing multi-asset Building Block portfolio construction approach.
Access to a range of pre-assessed and pre-selected large, as well as boutique, fund managers with unique skills and capabilities.
ACCESS & SUPPORT
Access to the resources & expertise of our experienced investment team.
Access to a robust investment tool backed by financial intelligence & fuelled by data & technology innovation (Risk Profiler, Cashflow Model, Reports & Market Insight).
Access to solutions through a wide range of the largest Linked Investment Service Provider platforms in RSA.
i² Solutions are subject to on-going monitoring & reporting.
Support from an experienced investment team.
KEY BENEFITS
Lower fees - ensuring the enhancement of long-term investment returns.
Diversification across asset class and asset managers.
Transparency with regards to the underlying fund managers and fees.
Award winning investment team.
Proven track record.
One relationship, One point of contact.
OUR PROCESS | FUND SELECTION
Step One: Initial Screening
THREE YEAR MINIMUM TRACK RECORD
SINGLE MANAGERS
FUND SIZE AND LIQUIDITY
Step Two: Quantitative Analysis
PERFORMANCE ANALYSIS using cumulative (static) return, which is used to identify funds that display outperformance relative to their benchmarks over 1 – 10 year periods with most of the emphasis placed on longer periods, including statistical risk measure analysis aimed at understanding the volatility of the fund – i.e. standard deviation.
STATISTICAL RISK RETURN MEASURE ANALYSIS of the funds which is aimed at understanding the return achieved per unit of risk taken – i.e. Sharpe, Sortino and Information ratios.
DRAWDOWN ANALYSIS which is aimed at understanding the capital preservation ability of the fund over specific periods – i.e. maximum drawdowns.
CORRELATION ANALYSIS which is aimed at understanding the extent to which the inclusion of the selected funds supports the achievement of the required risk return objective under varying market conditions.
The quantitative analysis process is conducted quarterly.
Step Three: Qualitative Analysis
INVESTMENT PHILOSOPHY
Well defined and fundamentally sound Investment philosophy
INVESTMENT PROCESS
Disciplined and repeatable investment process
INVESTMENT TEAM
Stable, multi-skilled and experienced investment team
INVESTMENT CULTURE
Long-term & client focused
COMPANY CHARACTERISTICS
Financially sound and stable
INCENTIVE STRUCTURE
Fair and aligned with investors
Step Four: Final Selection
Funds that meet the stringent qualitative requirements are further analysed and assessed in relation to one another. A final selection is approved by the investment committee and these funds are added to the watch list as building blocks for the i² portfolios.
OUR APPROACH | BUILDING BLOCK
DETERMINE THE CLIENT’S RISK PROFILE
This step is carried out by a skilled financial planner taking account of each individual client’s needs and specific circumstances.
MATCH THE CLIENT’S RISK PROFILE TO THE CORRECT STRATEGIC ASSET ALLOCATION
Five back-tested strategic asset allocation profiles have been formulated, based on the rigorous fund selection process. Each profile targets a return above inflation at the lowest level of risk (i.e. maximizing risk-return profiles).
FUND SELECTION
During this phase the respective building block funds are selected from the I² approved fund range and allocated I accordance with the predetermined strategic asset class weightings.
ENSURE RISK PROFILES MATCH
Consideration is given to the holistic portfolio’s asset allocation relative to the client risk-return objective to ensure that they are correctly matched and if appropriate, the strategy is implemented.
QUARTERLY REVIEWS OF PORTFOLIOS
Emphasis is placed on rebalancing asset class weights as a result of changing market conditions and performance drift. In line with our philosophy of long-term investing, underlying funds are only replaced in the event that they show a consistent pattern of underperformance relative to their benchmark.
ACCESS TO ROBUST INVESTMENT TOOLS
Access to our robust investment tool backed by financial intelligence and fuelled by data and technology innovation. The investment tool will assist the advisor in providing a user friendly investment proposal, including Cashflows, Risk Profiles, Factsheets and Market Insight.