OUR OFFERING | SOLUTIONS

factsheet
Description

An Income investor values protecting principal over seeking capital appreciation. This investor is comfortable accpeting lower returns for a higher degree of liquidity and/or stability. Typically, an Income investor primarily seeks to minimize risk and loss of principal. Generally low risk porfolios have minimal equity exposure or no equity exposure, resulting in far less volalitity and in turn the probability of capital loss is less likely.


Benchmark

ASISA South African IB Short Term category average


Platform Availability

AIMS, Glacier, Investec, Momentum & Stanlib

factsheet
Description

A Cautious investor values protecting principal over seeking capital appreciation. This investor is comfortable accepting lower returns for a higher degree of liquidity and/or stability. Typically, a Cautious investor primarily seeks to minimize risk and loss of principal. Generally low risk portfolios have minimal equity exposure, resulting in far less volatility and in turn the probability of capital loss is less likely.


Benchmark

ASISA South African MA Low Equity category average


Platform Availability

Allan Gray, AIMS, Glacier, Investec, Momentum & Stanlib

factsheet
Description

A Moderate investor values reducing risk and enhancing returns equally. This investor is willing to accept moderate levels of risk to seek higher long-term returns. A Moderate investor may endure a short-term loss of principal in exchange for long-term appreciation. This portfolio generally holds more equity exposure than low risk portfolios. In turn the expected volatility is higher than low risk portfolios.


Benchmark

ASISA South African MA High Equity category average


Platform Availability

Allan Gray, AIMS, Glacier, Investec, Momentum & Stanlib

factsheet
Description

A Moderate investor values reducing risk and enhancing returns equally. This investor is willing to accept moderate levels of risk to seek higher long-term returns. A Moderate investor may endure a short-term loss of principal in exchange for long-term appreciation. This portfolio generally holds more equity exposure than low risk portfolios. In turn the expected volatility is higher than low risk portfolios.


Benchmark

ASISA South African MA High Equity category average


Platform Availability

Investec

factsheet
Description

A high risk investor values maximizing returns and is willing to accept higher levels of risk. A High risk investor may endure large losses in favour of potentially higher long-term returns. Generally, these portfolios hold more equity exposure than any other risk profiled portfolios and therefore tend to carry higher volatility.


Benchmark

ASISA South African Equity General category average


Platform Availability

Allan Gray, AIMS, Glacier, Investec, Momentum & Stanlib

factsheet
Description

A high risk investor values maximizing returns and is willing to accept higher levels of risk. A High risk investor may endure large losses in favour of potentially higher long-term returns. Generally, these portfolios hold more equity exposure than any other risk profiled portfolios and therefore tend to carry higher volatility.


Benchmark

ASISA South African Equity General category average


Platform Availability

AIMS, Glacier, Investec, Momentum & Stanlib

factsheet
Description

A High risk investor values maximizing returns and is willing to accept higher levels of risk. A High risk investor may endure large losses in favour of potentially higher long-term returns. Generally, these portfolios hold more equity exposure than any other risk profiled portfolios and therefore tend to carry higher volatility


Benchmark

ASISA Global MA High Equity category average


Platform Availability

AIMS, Glacier, Investec, Momentum & Stanlib

factsheet
Description

High risk investor values maximizing returns and is willing to accept higher levels of risk. A High risk investor may endure large losses in favour of potentially higher long-term returns. Generally, these portfolios hold more equity exposure than any other risk profiled portfolios and therefore tend to carry higher volatility.


Benchmark

ASISA Global MA High Equity category average


Platform Availability

Capital International Group

factsheet
Description

High risk investor values maximizing returns and is willing to accept higher levels of risk. A High risk investor may endure large losses in favour of potentially higher long-term returns. Generally, these portfolios hold more equity exposure than any other risk profiled portfolios and therefore tend to carry higher volatility.


Benchmark

ASISA Global MA High Equity category average


Platform Availability

Capital International Group

The i² range of solutions is constructed by a professional independent investment committee who is tasked with the selection and ongoing review of the specific underlying funds, thus continually ensuring that the correct blend of unit trust funds is combined to achieve the desired risk adjusted returns.

The portfolio is comprised of a selection of top rated, award winning fund managers with exceptional track records in achieving their respective benchmarks.

OUR PROCESS | FUND SELECTION

1INITIAL SCREENING

Fund size greater than R150 million

Three year minimum track record

Single Managers

2QUANTITATIVE ANALYSIS

PERFORMANCE ANALYSIS using cumulative (static) return, which is used to identify funds that display outperformance relative to their benchmarks over 1 – 10 year periods with most of the emphasis placed on longer periods, including statistical risk measure analysis aimed at understanding the volatility of the fund – i.e. standard deviation.

STATISTICAL RISK RETURN MEASURE ANALYSIS of the funds which is aimed at understanding the return achieved per unit of risk taken – i.e. Sharpe, Sortino and Information ratios.

DRAWDOWN ANALYSIS which is aimed at understanding the capital preservation ability of the fund over specific periods – i.e. maximum drawdowns.

CORRELATION ANALYSIS which is aimed at understanding the extent to which the inclusion of the selected funds supports the achievement of the required risk return objective under varying market conditions.

The quantitative analysis process is conducted quarterly.

3QUALITATIVE ANALYSIS

INVESTMENT PHILOSOPHY

Well defined and fundamentally sound Investment philosophy

INVESTMENT PROCESS

Disciplined and repeatable investment process

INVESTMENT TEAM

Stable, multi-skilled and experienced investment team

INVESTMENT CULTURE

Long-term & client focussed

COMPANY CHARACTERISTICS

Financially sound and stable

INCENTIVE STRUCTURE

Fair and aligned with investors

4FINAL SELECTION

Funds that meet the stringent qualitative requirements are further analysed and assessed in relation to one another. A final selection is approved by the investment committee and these funds are added to the watch list as building blocks for the I² portfolios.

OUR APPROACH | BUILDING BLOCK

DETERMINE THE CLIENT’S RISK PROFILE

This step is carried out by a skilled financial planner taking account of each individual client’s needs and specific circumstances.

MATCH THE CLIENT’S RISK PROFILE TO THE CORRECT STRATEGIC ASSET ALLOCATION

Five back-tested strategic asset allocation profiles have been formulated, based on the rigorous fund selection process. Each profile targets a return above inf lation at the lowest level of risk (i.e. maximizing risk-return profiles).

FUND SELECTION

During this phase the respective building block funds are selected from the I² approved fund range and allocated I accordance with the predetermined strategic asset class weightings.

ENSURE RISK PROFILES MATCH

Consideration is given to the holistic portfolio’s asset allocation relative to the client risk-return objective to ensure that they are correctly matched and if appropriate, the strategy is implemented.

QUARTERLY REVIEWS OF PORTFOLIOS

Emphasis is placed on rebalancing asset class weights as a result of changing market conditions and performance drift. In line with our philosophy of long-term investing, underlying funds are only replaced in the event that they show a consistent pattern of underperformance relative to their benchmark.

ACCESS TO ROBUST INVESTMENT TOOLS

Access to our robust investment tool backed by financial intelligence and fuelled by data and technology innovation. The investment tool will assist the advisor in providing a user friendly investment proposal, including Cashf lows, Risk Profiles, Factsheets and Market Insight.

Our Partners

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Johannesburg Office
Block 16 B
Willowbrook Office Park
Van Hoof Street, Ruimsig
Johannesburg, 1724

Cape Town Office
2nd Floor, The Square
Cape Quarter
27 Somerset Rd, De Waterkant
Cape Town, 8001

Contact Details
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